HDFC Bank— Banking Products & Rates 2026
Compare HDFC Bank interest rates across FDs, loans, savings, and more. All data updated for 2026.
HDFC Bank Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
HDFC Bank Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | HDFC Bank offers FD rates ranging from 6.6–7.25% p.a. for general customers and 7.1–7.75% p.a. for senior citizens. Rate... |
| Savings Account Interest | HDFC Bank currently offers a savings account interest rate of 3–3.5% p.a.. Interest is calculated on daily closing balan... |
| Home Loan Rate | HDFC Bank home loan interest rates start at 8.7% p.a. and go up to 9.85% p.a. (as of early 2026). Rates are linked to th... |
| Car Loan Rate | HDFC Bank car loan interest rates range from 8.8–9.8% p.a. for new cars. The actual rate depends on your credit score, i... |
| Personal Loan Rate | HDFC Bank personal loan interest rates range from 10.5–24% p.a.. Existing customers with salary accounts may get prefere... |
| Education Loan Rate | HDFC Bank education loan rates range from 9.5–13.5% p.a.. Loans up to ₹7.5 lakh do not require collateral. Interest is e... |
| Credit Card Features | HDFC Bank offers credit cards ranging from entry-level cashback cards to premium travel and lifestyle cards. Key benefit... |
| Recurring Deposit | HDFC Bank offers a recurring deposit (RD) interest rate of approximately 7% p.a. RDs allow systematic monthly savings st... |
| NRE/NRO Account | HDFC Bank NRE fixed deposits earn 7% p.a. (tax-free in India). NRE accounts hold repatriable foreign earnings, while NRO... |
| Locker Charges | HDFC Bank offers bank lockers in small, medium, large, and extra-large sizes. Annual charges vary by city tier and locke... |