IDFC FIRST Bank— Banking Products & Rates 2026
Compare IDFC FIRST interest rates across FDs, loans, savings, and more. All data updated for 2026.
IDFC FIRST Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
IDFC FIRST Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | IDFC FIRST Bank offers FD rates ranging from 7–7.9% p.a. for general customers and 7.5–8.4% p.a. for senior citizens. Ra... |
| Savings Account Interest | IDFC FIRST Bank currently offers a savings account interest rate of 3–7% p.a.. Interest is calculated on daily closing b... |
| Home Loan Rate | IDFC FIRST Bank home loan interest rates start at 8.85% p.a. and go up to 10.5% p.a. (as of early 2026). Rates are linke... |
| Car Loan Rate | IDFC FIRST Bank car loan interest rates range from 9–11% p.a. for new cars. The actual rate depends on your credit score... |
| Personal Loan Rate | IDFC FIRST Bank personal loan interest rates range from 10.99–23% p.a.. Existing customers with salary accounts may get ... |
| Education Loan Rate | IDFC FIRST Bank education loan rates range from 9.5–13.5% p.a.. Loans up to ₹7.5 lakh do not require collateral. Interes... |
| Credit Card Features | IDFC FIRST Bank offers credit cards ranging from entry-level cashback cards to premium travel and lifestyle cards. Key b... |
| Recurring Deposit | IDFC FIRST Bank offers a recurring deposit (RD) interest rate of approximately 7.5% p.a. RDs allow systematic monthly sa... |
| NRE/NRO Account | IDFC FIRST Bank NRE fixed deposits earn 7.5% p.a. (tax-free in India). NRE accounts hold repatriable foreign earnings, w... |
| Locker Charges | IDFC FIRST Bank offers bank lockers in small, medium, large, and extra-large sizes. Annual charges vary by city tier and... |