India Post Payments Bank— Banking Products & Rates 2026
Compare IPPB interest rates across FDs, loans, savings, and more. All data updated for 2026.
IPPB Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
IPPB Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | India Post Payments Bank is a payments bank and does not offer traditional fixed deposits. Customers can park funds in s... |
| Savings Account Interest | India Post Payments Bank currently offers a savings account interest rate of 2% p.a.. As a payments bank, the account ha... |
| Home Loan Rate | India Post Payments Bank is a payments bank and does not offer home loans. You can explore home loans from scheduled com... |
| Car Loan Rate | India Post Payments Bank does not offer car loans as it is a payments bank. Explore car loans from commercial banks or N... |
| Personal Loan Rate | India Post Payments Bank does not offer personal loans as it operates as a payments bank. Explore personal loans from co... |
| Education Loan Rate | India Post Payments Bank does not offer education loans. Approach scheduled commercial banks like SBI or nationalized ba... |
| Credit Card Features | India Post Payments Bank is a payments bank and does not issue credit cards. Explore credit cards from HDFC Bank, ICICI ... |
| Recurring Deposit | India Post Payments Bank does not offer recurring deposits. As a payments bank, it cannot offer term deposit products. E... |
| NRE/NRO Account | India Post Payments Bank does not offer NRE/NRO accounts. As a payments bank, it cannot hold NRI accounts. NRIs should a... |
| Locker Charges | India Post Payments Bank as a payments bank has no locker facilities. Approach larger public or private banks for locker... |