Paytm Payments Bank NRE & NRO Account Interest Rates 2026

Last updated:

Quick Answer

Paytm Payments Bank does not offer NRE/NRO accounts. As a payments bank, it cannot hold NRI accounts. NRIs should approach scheduled commercial banks.

Paytm Payments Bank NRE/NRO Account — Rates at a Glance

NRE/NRO AccountsNot available(Payments bank cannot hold NRI accounts)

Rates are indicative as of 2026-04-07. Verify with Paytm Payments Bank official website before investing.

Key Things to Know

  • 1Paytm Payments Bank cannot serve NRI customers with NRE/NRO accounts
  • 2NRIs should approach SBI, HDFC, or ICICI for NRI banking
  • 3NRE accounts: fully repatriable, tax-free interest
  • 4NRO accounts: India-sourced income, TDS at 30%

Calculate Your Returns

Principal

₹1,00,000

Interest Earned

₹23,144

Maturity Amount

₹1,23,144

Calculated with quarterly compounding (standard for most Indian banks). Actual maturity may vary by bank.

💰

Bajaj Finserv

Sponsored

FD rates up to 8.85% — higher than most banks

  • ICRA AAA / CRISIL FAAA rated
  • Cumulative + non-cumulative options
  • Seniors get additional 0.40%
Compare FD rates

CalcHub earns a commission when you apply through this link — at no extra cost to you.

Frequently Asked Questions

Can NRIs open accounts with Paytm Payments Bank?

No. Paytm Payments Bank as a payments bank cannot offer NRE or NRO accounts to NRI customers.

More from Paytm Payments Bank