Yes Bank— Banking Products & Rates 2026
Compare Yes Bank interest rates across FDs, loans, savings, and more. All data updated for 2026.
Yes Bank Products (10)
- FD Rates
Fixed deposit interest rates across all tenures
View rates → - Savings Account Interest
Savings account interest rate and features
View rates → - Home Loan Rate
Home loan rates, EMI, and eligibility
View rates → - Car Loan Rate
New and used car loan interest rates
View rates → - Personal Loan Rate
Unsecured personal loan rates and quick disbursal
View rates → - Education Loan Rate
Study loan rates for India and abroad
View rates → - Credit Card Features
Credit card benefits, fees, and reward programs
View rates → - Recurring Deposit
Monthly RD rates and maturity calculations
View rates → - NRE/NRO Account
NRI account rates and repatriation rules
View rates → - Locker Charges
Locker annual fees by size and city tier
View rates →
Yes Bank Rate Summary
| Product | Quick Answer |
|---|---|
| FD Rates | Yes Bank offers FD rates ranging from 7–7.75% p.a. for general customers and 7.5–8.25% p.a. for senior citizens. Rates v... |
| Savings Account Interest | Yes Bank currently offers a savings account interest rate of 4–5% p.a.. Interest is calculated on daily closing balance ... |
| Home Loan Rate | Yes Bank home loan interest rates start at 9.15% p.a. and go up to 10.25% p.a. (as of early 2026). Rates are linked to t... |
| Car Loan Rate | Yes Bank car loan interest rates range from 9.5–11% p.a. for new cars. The actual rate depends on your credit score, inc... |
| Personal Loan Rate | Yes Bank personal loan interest rates range from 10.99–20% p.a.. Existing customers with salary accounts may get prefere... |
| Education Loan Rate | Yes Bank education loan rates range from 10–14% p.a.. Loans up to ₹7.5 lakh do not require collateral. Interest is eligi... |
| Credit Card Features | Yes Bank offers credit cards ranging from entry-level cashback cards to premium travel and lifestyle cards. Key benefits... |
| Recurring Deposit | Yes Bank offers a recurring deposit (RD) interest rate of approximately 7.5% p.a. RDs allow systematic monthly savings s... |
| NRE/NRO Account | Yes Bank NRE fixed deposits earn 7.5% p.a. (tax-free in India). NRE accounts hold repatriable foreign earnings, while NR... |
| Locker Charges | Yes Bank offers bank lockers in small, medium, large, and extra-large sizes. Annual charges vary by city tier and locker... |