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Home Affordability Calculator (Canada)
Calculate maximum home price using GDS (39%) and TDS (44%) ratios used by Canadian lenders.
Max Monthly Payment
C$3,900.00
Maximum Mortgage
C$635,088.66
Maximum Home Price
C$735,088.66
Binding Constraint
GDS (39%)
GDS = Gross Debt Service ratio. Max 39%. TDS = Total Debt Service ratio. Max 44%. Both include housing costs as % of gross income.
GDS = Gross Debt Service ratio. Max 39%. TDS = Total Debt Service ratio. Max 44%. Both include housing costs as % of gross income.