NPS कैलकुलेटर — National Pension System हिंदी में
₹5K/माह NPS, 10%, 30 साल: ₹1.13 करोड़। 60% निकालें, 40% annuity।
Total Corpus
₹61,43,586
Est. Monthly Pension
₹12,287
Tax-Free Lumpsum (60%)
₹36,86,152
Annuity Fund (40%)
₹24,57,434
Equity assumed at 12% p.a., Debt at 7% p.a. Max equity allocation is 75% (Active choice). 60% lumpsum is tax-free; 40% must be used to buy an annuity (6% annuity assumed for pension estimate).
₹5K/माह NPS, 10%, 30 साल: ₹1.13 करोड़। 60% निकालें, 40% annuity।
NPS: equity, bonds, govt securities। 80CCD(1B) ₹50K extra deduction।
अक्सर पूछे जाने वाले प्रश्न
NPS return?
Equity 10-14%, Bond 7-9%।
Tier I vs II?
Tier I: lock-in, tax benefit। Tier II: flexible।
Maturity?
60% tax-free निकालें।
NPS vs PPF?
NPS: more potential। PPF: guaranteed।
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