Home Affordability Calculator

Max house price you can afford based on income + savings

Max House Price

₹61,85,388

Max Loan Amount

₹51,85,388

Max Monthly EMI

₹45,000

Down Payment (Savings)

₹10,00,000

Based on the 30% DTI (Debt-to-Income) rule — your EMI should not exceed 30% of monthly income. Lenders typically require 10–20% down payment. Savings assumed to be used fully as down payment.

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Calculated with CalcHub