Indonesia BPJS Ketenagakerjaan Calculator 2024

On a Rp10,000,000/month salary, employee BPJS Ketenagakerjaan deductions are Rp200,000 (JHT 2%) + Rp100,000 (JP 1%) = Rp300,000/month total. The employer additionally pays Rp624,000/month.

Last updated: 7 April 2026·Source: BPJS Ketenagakerjaan Official

Monthly Salary (Rp) (IDR)

Gross monthly salary including allowances

JHT Employee (2%)

IDR2,00,000

JP Employee (1%)

IDR95,596

Total Employee Deduction (3%)

IDR2,95,596

JHT Employer (3.7%)

IDR3,70,000

JP Employer (2%)

IDR1,91,192

JKK Employer (0.24%)

IDR24,000

JKM Employer (0.3%)

IDR30,000

Total Employer Cost (6.24%)

IDR6,15,192

JHT (old-age savings): employee 2%, employer 3.7%. JP (pension): employee 1%, employer 2%, capped at Rp9,559,600 wage. JKK (work accident): 0.24% (medium risk). JKM (death): 0.3%. All paid by employer except JHT+JP employee share.

What is the Indonesia BPJS Employment Calculator?

BPJS Ketenagakerjaan administers four social insurance programs: JHT (Jaminan Hari Tua — old-age savings), JP (Jaminan Pensiun — pension), JKK (Jaminan Kecelakaan Kerja — work accident), and JKM (Jaminan Kematian — death insurance). The employee pays only JHT and JP; the employer pays all four programs.

Formula

Employee: JHT 2% + JP 1% (capped). Employer: JHT 3.7% + JP 2% (capped) + JKK 0.24% + JKM 0.3%.

S: = Monthly salary
cap: = JP wage ceiling (Rp9,559,600)

How to use the Indonesia BPJS Employment Calculator

1
Step 1
Enter monthly salary.
2
Step 2
View employee deductions (JHT + JP) and employer contributions (all four programs).

Reviewed by

✓

CalcHub Editorial Team

· Financial Content Team

Maintained by our finance content team. Calculators verified against RBI circulars, Income Tax Act, and published formulas. Expert reviewer applications open.

Our editorial team audits every calculator formula against primary sources (RBI, CBDT, SEBI, ICMR) quarterly. We are onboarding independent Chartered Accountants and Certified Financial Planners to review individual calculators — apply at /experts/apply.

Reviewed on 5 April 2026

Frequently asked questions

When can I withdraw JHT in Indonesia?

JHT (Jaminan Hari Tua) can be fully withdrawn at age 56, permanent disability, or death. Partial withdrawals are allowed after 10 years of participation (up to 30% for housing). Per Permenaker 2/2022, workers who resign must wait 1 month before claiming JHT.

What is the JP (Jaminan Pensiun) pension age in Indonesia?

JP pension payments begin at age 57 (rising to 65 by 2043). The pension is 1% of average wage × years of JP contribution, paid monthly for life. Minimum JP benefit is Rp386,992/month (2024).