Education Loan — ਪੰਜਾਬੀ ਵਿੱਚ
₹10L, 11%, 7 ਸਾਲ: EMI ₹16,758.
Monthly EMI
₹23,097
Total Payable
₹27,71,696
Accrued Interest (Moratorium)
₹2,85,000
Effective Principal
₹17,85,000
Interest accrues (simple) during the course + 6-12 month grace period (moratorium). EMI starts after moratorium ends. Interest paid during repayment is deductible under Section 80E (no upper limit).
₹10L, 11%, 7 ਸਾਲ: EMI ₹16,758.
ਵਿੱਦਿਆ ਲੋਨ: ਪੜ੍ਹਾਈ ਬਾਅਦ ਭੁਗਤਾਨ.
ਅਕਸਰ ਪੁੱਛੇ ਜਾਣ ਵਾਲੇ ਸਵਾਲ
Moratorium?
Course + 6 ਮਹੀਨੇ.
Tax?
80E.
Collateral?
₹7.5L+.
Subsidy?
EWS.
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