FD Interest on ₹1,00,000 for 5 Years at 7%
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Quick Answer
A fixed deposit of ₹1,00,000 at 7% p.a. (quarterly compounding) for 5 years matures to ₹1,41,478. You earn ₹41,478 as interest — an effective annual yield of ~72%.
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₹1,00,000
Interest Earned
₹23,144
Maturity Amount
₹1,23,144
Calculated with quarterly compounding (standard for most Indian banks). Actual maturity may vary by bank.
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Frequently Asked Questions
What is the maturity amount of ₹1,00,000 FD for 5 years at 7%?
At 7% p.a. with quarterly compounding, a ₹1,00,000 FD matures to ₹1,41,478 in 5 years. The interest earned is ₹41,478.
How much interest does ₹1,00,000 FD earn in 5 years?
At 7% annual interest (quarterly compounding), ₹1,00,000 earns ₹41,478 over 5 years. Note that TDS is deducted at 10% if interest exceeds ₹40,000/year (₹50,000 for senior citizens).