Loan Eligibility — తెలుగులో
₹80K/నెల net, 40% EMI rule: ₹32K EMI capacity = ₹39L loan (8.5%, 20yr).
Max Loan Amount
₹40,33,079
Max EMI Affordable
₹35,000/mo
Based on 50% FOIR (Fixed Obligation to Income Ratio). Banks typically allow up to 50% of salary towards all EMIs combined.
₹80K/నెల net, 40% EMI rule: ₹32K EMI capacity = ₹39L loan (8.5%, 20yr).
Eligibility: income బట్టి maximum loan amount.
తరచుగా అడిగే ప్రశ్నలు
FOIR?
Fixed Obligation to Income Ratio. 40–50%.
Credit score?
750+ best rates.
Co-applicant?
Joint application: higher eligibility.
Existing EMI?
Total EMI 50% income మించకూడదు.
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