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Student Loan Calculator
Compare standard, graduated, and extended repayment plans. Total interest and payoff timeline.
Monthly Payment (Standard)
$397.95
Total Interest (Standard)
$12,754.28
Total Paid (Standard)
$47,754.28
Monthly Payment (Extended 25yr)
$236.98
Total Interest (Extended)
$36,093.71
Interest Difference
$23,339.43 more
Federal student loan interest rates 2025-26: 6.53% undergrad, 8.08% grad, 9.08% PLUS.
Federal student loan interest rates 2025-26: 6.53% undergrad, 8.08% grad, 9.08% PLUS.