🔍 vs Google

Gratuity Calculator vs Google — Exact Formula, Tax Exemption

Quick Answer

Google Calculator cannot compute gratuity — it requires knowing the Indian statutory formula, eligibility rules, and tax treatment. CalcCrack Gratuity Calculator uses the correct formula (Last Basic Salary × 15/26 × Years of Service) for employees covered under the Gratuity Act, applies the ₹20L tax-exempt cap, and handles non-Act employees separately.

Why CalcCrack beats Google Calculator

  • Correct statutory formula: Last Basic × 15/26 × Years (for Act-covered employees)
  • Non-Act employer formula: Last Basic × 15/30 × Years
  • ₹20 lakh tax exemption cap automatically applied
  • Eligibility check — minimum 5 years of service requirement
  • Proportionate gratuity for partial year (if ≥6 months in last year counts as full year)

Feature Comparison

FeatureCalcCrack 🤝🔍 Google Calculator
India-specific rules & data×
Multi-step calculation×
Detailed breakdown×
Shareable results×
Save & revisit calculations×
Basic arithmetic
Voice input×

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Frequently Asked Questions

What is the gratuity formula?+
For employees covered under the Payment of Gratuity Act 1972: Gratuity = Last Basic Salary × 15/26 × Years of Service. "26" represents working days in a month (excluding Sundays). For non-covered employees: Basic × 15/30 × Years.
Is gratuity taxable?+
Gratuity received by government employees is fully tax-exempt. For private sector employees covered under the Gratuity Act, up to ₹20 lakh is exempt from tax. The exemption limit was increased from ₹10L to ₹20L in 2018.
Am I eligible for gratuity after 4.5 years?+
Generally, you need to complete 5 years of continuous service. However, if you have worked for 4 years and 240+ working days in the 5th year, courts have upheld gratuity eligibility. This is contested and not uniformly applied.
When is gratuity paid?+
Gratuity is payable within 30 days of the employee leaving the organization (resignation, retirement, or death/disablement). Delayed payment attracts simple interest at the rate notified by the government.

Related Calculator

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Gratuity Calculator

Gratuity payout — last salary × 15/26 × years, ₹20L cap

Disclaimer: This page is for informational purposes and does not constitute financial, tax, or investment advice. Tax rules and rates are as per FY 2025-26 and subject to change. Always consult a SEBI-registered advisor or Chartered Accountant before making financial decisions.