LIC Maturity Calculator — বাংলায়

LIC Jeevan Anand, ₹৫K/month, ২০yr: ~₹১৪L।

LIC declared: ₹48 (endowment), ₹50 (Jeevan Anand)

Total Maturity Value

₹19.88L

Total Premiums Paid

₹11.00L

Net Gain

₹8.88L

Effective Return (CAGR)

3.00%

Maturity Breakup

Sum Assured₹10.00L
Simple Reversionary Bonus (₹48/1000 × 20 yrs)₹9.60L
Final Additional Bonus (₹28/1000)₹28,000
Total Maturity₹19.88L

FD alternative at 7% p.a. for 20 years

₹42.57L

LIC vs FD difference

₹-22,68,653

Bonus rates are indicative based on recent LIC declarations. Actual bonuses are declared annually and may vary. This calculator uses Simple Reversionary Bonus (SRB) + Final Additional Bonus (FAB) as per LIC policy structure. Maturity proceeds are tax-free under Section 10(10D) if premium ≤ 10% of SA.

LIC Jeevan Anand, ₹৫K/month, ২০yr: ~₹১৪L।

LIC: traditional endowment plans।

প্রায়শই জিজ্ঞাসিত প্রশ্ন

Bonus?

₹৩০–৫০/₹১K SA।

Surrender?

৩ বছর পরে।

Tax?

১০(১০D): exempt।

Better?

Term + MF compare।

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