LIC Maturity Calculator — LIC முதிர்வு தமிழில்
Jeevan Anand (₹5L, 20yr, 30yr): Premium ₹21K/yr. Maturity ₹8.5-10L.
LIC declared: ₹48 (endowment), ₹50 (Jeevan Anand)
Total Maturity Value
₹19.88L
Total Premiums Paid
₹11.00L
Net Gain
₹8.88L
Effective Return (CAGR)
3.00%
Maturity Breakup
FD alternative at 7% p.a. for 20 years
₹42.57L
LIC vs FD difference
₹-22,68,653
Bonus rates are indicative based on recent LIC declarations. Actual bonuses are declared annually and may vary. This calculator uses Simple Reversionary Bonus (SRB) + Final Additional Bonus (FAB) as per LIC policy structure. Maturity proceeds are tax-free under Section 10(10D) if premium ≤ 10% of SA.
Jeevan Anand (₹5L, 20yr, 30yr): Premium ₹21K/yr. Maturity ₹8.5-10L.
LIC: guaranteed maturity + bonus. Returns ~5-6%.
அடிக்கடி கேட்கப்படும் கேள்விகள்
Jeevan Anand?
Maturity + whole life + bonus.
LIC vs MF+Term?
LIC: 5-6%. Term+MF: 10-14%.
Surrender?
3yr premium: 30-50%.
Maturity tax?
10(10D): free if premium ≤10% SA.
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