LIC Maturity Calculator — LIC Policy Maturity हिंदी में
Jeevan Anand (₹5L, 20yr, age 30): Premium ₹21K/yr। Maturity ₹8.5-10L।
LIC declared: ₹48 (endowment), ₹50 (Jeevan Anand)
Total Maturity Value
₹19.88L
Total Premiums Paid
₹11.00L
Net Gain
₹8.88L
Effective Return (CAGR)
3.00%
Maturity Breakup
FD alternative at 7% p.a. for 20 years
₹42.57L
LIC vs FD difference
₹-22,68,653
Bonus rates are indicative based on recent LIC declarations. Actual bonuses are declared annually and may vary. This calculator uses Simple Reversionary Bonus (SRB) + Final Additional Bonus (FAB) as per LIC policy structure. Maturity proceeds are tax-free under Section 10(10D) if premium ≤ 10% of SA.
Jeevan Anand (₹5L, 20yr, age 30): Premium ₹21K/yr। Maturity ₹8.5-10L।
LIC: guaranteed maturity + bonus। Returns ~5-6%। 80C और 10(10D) benefit।
अक्सर पूछे जाने वाले प्रश्न
Jeevan Anand?
Maturity + whole life + bonus।
LIC vs MF+Term?
LIC: 5-6%। Term+MF: 10-14% potential।
Surrender?
3yr premium: 30-50% value। Hold better।
Maturity tax?
10(10D): free if premium ≤10% SA। ₹5L+ new rules।
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