Home Affordability ಕ್ಯಾಲ್ಕುಲೇಟರ್ — ಕನ್ನಡದಲ್ಲಿ
₹1L/ತಿಂಗಳು, 20% down, 8.5%: ₹80L ಮನೆ.
Max House Price
₹61,85,388
Max Loan Amount
₹51,85,388
Max Monthly EMI
₹45,000
Down Payment (Savings)
₹10,00,000
Based on the 30% DTI (Debt-to-Income) rule — your EMI should not exceed 30% of monthly income. Lenders typically require 10–20% down payment. Savings assumed to be used fully as down payment.
₹1L/ತಿಂಗಳು, 20% down, 8.5%: ₹80L ಮನೆ.
ಮನೆ: income 3× rule. EMI 40% ಆದಾಯ.
ಪದೇ ಪದೇ ಕೇಳಲಾಗುವ ಪ್ರಶ್ನೆಗಳು
Down payment?
20% ಕನಿಷ್ಠ.
EMI rule?
40% net income.
Tax?
80C + 24B.
Co-applicant?
Joint: ಹೆಚ್ಚು eligibility.
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