Home Affordability కాలిక్యులేటర్ — తెలుగులో
₹1L/నెల income, 20% down, 8.5%: ₹80L home afford చేయవచ్చు.
Max House Price
₹61,85,388
Max Loan Amount
₹51,85,388
Max Monthly EMI
₹45,000
Down Payment (Savings)
₹10,00,000
Based on the 30% DTI (Debt-to-Income) rule — your EMI should not exceed 30% of monthly income. Lenders typically require 10–20% down payment. Savings assumed to be used fully as down payment.
₹1L/నెల income, 20% down, 8.5%: ₹80L home afford చేయవచ్చు.
Home: income 3× rule. EMI 40% income మించకూడదు.
తరచుగా అడిగే ప్రశ్నలు
Down payment?
20% minimum suggested.
EMI rule?
40% of net income.
Rate?
8–9.5% current.
Tax?
80C ₹1.5L + 24B ₹2L.
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